:root {
  --ink: #102a2b;
  --ink-soft: #455e5c;
  --green: #137b68;
  --green-dark: #0c5f52;
  --mint: #dff4eb;
  --mint-pale: #f2faf7;
  --lime: #d8f36c;
  --cream: #fffaf1;
  --sand: #f5eee1;
  --white: #ffffff;
  --line: #dce8e3;
  --shadow: 0 20px 55px rgba(22, 75, 64, 0.12);
  --shadow-soft: 0 12px 32px rgba(22, 75, 64, 0.08);
  --radius-sm: 12px;
  --radius: 20px;
  --radius-lg: 30px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input { font: inherit; }
button { color: inherit; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 16px; top: 16px; z-index: 1000; padding: 10px 16px; background: var(--ink); color: var(--white); border-radius: 8px; transform: translateY(-150%); }
.skip-link:focus { transform: none; }

.announcement { background: var(--ink); color: rgba(255,255,255,.86); font-size: 13px; }
.announcement__inner { min-height: 38px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.announcement a { color: var(--lime); font-weight: 700; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.94); border-bottom: 1px solid rgba(220,232,227,.9); backdrop-filter: blur(14px); }
.header__inner { min-height: 82px; display: flex; align-items: center; gap: 34px; }
.brand { display: inline-flex; align-items: center; gap: 10px; min-width: 230px; }
.brand__mark { width: 42px; height: 42px; display: grid; place-items: center; color: var(--green); }
.brand__mark svg { width: 100%; height: 100%; }
.brand__text { display: flex; flex-direction: column; line-height: 1.06; letter-spacing: -.02em; }
.brand__text strong { font-size: 18px; }
.brand__text span { font-size: 15px; color: var(--green); font-weight: 800; }
.primary-nav { margin-left: auto; }
.primary-nav > ul { list-style: none; display: flex; align-items: center; gap: 6px; margin: 0; padding: 0; }
.primary-nav a, .primary-nav button { border: 0; background: transparent; cursor: pointer; display: flex; align-items: center; gap: 6px; padding: 12px 11px; font-size: 14px; font-weight: 750; border-radius: 9px; }
.primary-nav > ul > li > a:hover, .primary-nav > ul > li > button:hover { background: var(--mint-pale); color: var(--green-dark); }
.has-submenu { position: relative; }
.submenu { visibility: hidden; opacity: 0; transform: translateY(8px); transition: .18s ease; position: absolute; top: calc(100% + 10px); left: 0; width: 245px; list-style: none; padding: 10px; margin: 0; background: var(--white); border: 1px solid var(--line); border-radius: 14px; box-shadow: var(--shadow-soft); }
.submenu--wide { width: 280px; }
.submenu a { padding: 10px 12px; font-size: 13px; font-weight: 650; }
.submenu a:hover { background: var(--mint-pale); color: var(--green-dark); }
.has-submenu:hover .submenu, .has-submenu:focus-within .submenu, .has-submenu.is-open .submenu { visibility: visible; opacity: 1; transform: none; }
.header-search-button { width: 42px; height: 42px; flex: 0 0 auto; border: 1px solid var(--line); background: var(--white); border-radius: 50%; display: grid; place-items: center; cursor: pointer; }
.header-search-button:hover { background: var(--mint-pale); border-color: #b9d9cd; }
.header-search-button svg, .site-search svg { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; }
.menu-toggle { display: none; margin-left: auto; width: 44px; height: 44px; border: 1px solid var(--line); background: var(--white); border-radius: 10px; padding: 10px; }
.menu-toggle > span:not(.sr-only) { display: block; height: 2px; background: var(--ink); margin: 4px 0; border-radius: 4px; }

.hero { position: relative; overflow: hidden; padding: 70px 0 62px; background: linear-gradient(135deg, var(--cream) 0%, #f2fbf6 54%, #e9f7f2 100%); }
.hero::before { content: ""; position: absolute; inset: 0; background-image: radial-gradient(circle at 1px 1px, rgba(19,123,104,.1) 1px, transparent 0); background-size: 25px 25px; mask-image: linear-gradient(to right, black, transparent 55%); opacity: .6; }
.hero__orb { position: absolute; border-radius: 50%; filter: blur(1px); opacity: .55; }
.hero__orb--one { width: 260px; height: 260px; background: #c6efdf; right: -90px; top: 50px; }
.hero__orb--two { width: 190px; height: 190px; background: #f1e49a; left: -100px; bottom: -80px; }
.hero__grid { position: relative; display: grid; grid-template-columns: 1.02fr .98fr; gap: 66px; align-items: center; }
.hero__content h1 { max-width: 650px; margin: 14px 0 22px; font-size: clamp(45px, 5.5vw, 72px); line-height: .99; letter-spacing: -.055em; }
.hero__content > p { max-width: 630px; margin: 0; color: var(--ink-soft); font-size: 18px; line-height: 1.72; }
.eyebrow { display: inline-flex; align-items: center; gap: 9px; color: var(--green-dark); font-size: 12px; text-transform: uppercase; letter-spacing: .14em; font-weight: 850; }
.eyebrow > span { width: 27px; height: 2px; background: var(--green); border-radius: 4px; }
.eyebrow--light { color: var(--lime); }
.eyebrow--light > span { background: var(--lime); }
.hero__actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 31px; }
.button { min-height: 50px; display: inline-flex; justify-content: center; align-items: center; gap: 9px; padding: 13px 20px; border: 1px solid transparent; border-radius: 12px; font-weight: 800; font-size: 14px; transition: transform .18s ease, box-shadow .18s ease, background .18s ease; }
.button:hover { transform: translateY(-2px); }
.button--primary { color: var(--white); background: var(--green); box-shadow: 0 12px 26px rgba(19,123,104,.22); }
.button--primary:hover { background: var(--green-dark); box-shadow: 0 16px 32px rgba(19,123,104,.28); }
.button--ghost { border-color: #b8d8ce; background: rgba(255,255,255,.54); }
.button--ghost:hover { background: var(--white); }
.button--light { color: var(--ink); background: var(--lime); }
.button--light:hover { background: #e7fb94; }
.hero__proof { display: grid; grid-template-columns: repeat(3,1fr); gap: 18px; margin-top: 38px; padding-top: 26px; border-top: 1px solid rgba(19,123,104,.17); }
.hero__proof div { display: flex; flex-direction: column; }
.hero__proof strong { font-size: 14px; }
.hero__proof span { color: var(--ink-soft); font-size: 12px; }
.hero__visual { position: relative; min-height: 540px; display: grid; place-items: center; }
.hero__visual > img { width: 100%; filter: drop-shadow(0 26px 35px rgba(18,78,66,.13)); }
.floating-card { position: absolute; display: flex; align-items: center; gap: 11px; min-width: 195px; padding: 14px 16px; background: rgba(255,255,255,.95); border: 1px solid rgba(204,226,217,.9); border-radius: 14px; box-shadow: var(--shadow-soft); }
.floating-card--income { right: -15px; top: 82px; }
.floating-card--work { left: -5px; bottom: 64px; }
.floating-card__icon { width: 34px; height: 34px; display: grid; place-items: center; border-radius: 10px; background: var(--mint); color: var(--green-dark); font-weight: 900; }
.floating-card div { display: flex; flex-direction: column; line-height: 1.32; }
.floating-card strong { font-size: 13px; }
.floating-card span:last-child { color: var(--ink-soft); font-size: 11px; }

.topic-bar { border-block: 1px solid var(--line); background: var(--white); }
.topic-bar__inner { min-height: 58px; display: flex; align-items: center; gap: 22px; overflow-x: auto; white-space: nowrap; scrollbar-width: none; }
.topic-bar__inner::-webkit-scrollbar { display: none; }
.topic-bar__label { color: var(--green); font-weight: 850; font-size: 12px; text-transform: uppercase; letter-spacing: .1em; }
.topic-bar a { color: var(--ink-soft); font-size: 13px; font-weight: 700; }
.topic-bar a:hover { color: var(--green); }

.section { padding: 88px 0; }
.section--soft { background: var(--mint-pale); }
.section-heading { display: flex; align-items: end; justify-content: space-between; gap: 30px; margin-bottom: 34px; }
.section-heading--compact { margin-bottom: 26px; }
.section-heading h2 { margin: 8px 0 0; font-size: clamp(31px, 4vw, 46px); line-height: 1.07; letter-spacing: -.04em; }
.text-link, .read-link { color: var(--green-dark); font-size: 13px; font-weight: 850; }
.text-link:hover, .read-link:hover { color: var(--green); }

.featured-grid { display: grid; grid-template-columns: 1.12fr .88fr; gap: 25px; }
.feature-card { overflow: hidden; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow-soft); transition: transform .2s ease, box-shadow .2s ease; }
.feature-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.feature-card__image { position: relative; display: block; overflow: hidden; background: var(--mint-pale); }
.feature-card__image img { width: 100%; height: 100%; object-fit: cover; transition: transform .35s ease; }
.feature-card:hover .feature-card__image img { transform: scale(1.025); }
.feature-card--large .feature-card__image { aspect-ratio: 1.55; }
.feature-card--large .feature-card__body { padding: 27px 30px 30px; }
.feature-card__body h3 { margin: 8px 0 10px; font-size: 27px; line-height: 1.18; letter-spacing: -.025em; }
.feature-card__body h3 a:hover { color: var(--green); }
.feature-card__body p { margin: 0 0 17px; color: var(--ink-soft); font-size: 14px; }
.category-label { color: var(--green); font-size: 11px; text-transform: uppercase; letter-spacing: .11em; font-weight: 900; }
.image-badge { position: absolute; top: 16px; left: 16px; padding: 7px 11px; border-radius: 8px; background: var(--lime); color: var(--ink); font-size: 10px; text-transform: uppercase; letter-spacing: .1em; font-weight: 900; }
.feature-stack { display: grid; gap: 25px; }
.feature-card--horizontal { display: grid; grid-template-columns: 43% 57%; min-height: 257px; }
.feature-card--horizontal .feature-card__body { display: flex; flex-direction: column; justify-content: center; padding: 22px 24px; }
.feature-card--horizontal .feature-card__body h3 { font-size: 20px; }
.feature-card--horizontal .feature-card__body p { font-size: 13px; line-height: 1.55; }

.goal-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.goal-card { min-height: 278px; display: flex; flex-direction: column; padding: 26px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 8px 24px rgba(27,81,69,.05); transition: .2s ease; }
.goal-card:hover { transform: translateY(-5px); border-color: #b9d9cd; box-shadow: var(--shadow-soft); }
.goal-card__icon { width: 46px; height: 46px; display: grid; place-items: center; border-radius: 14px; background: var(--mint); color: var(--green-dark); font-size: 20px; font-weight: 900; }
.goal-card h3 { margin: 21px 0 9px; font-size: 19px; letter-spacing: -.02em; }
.goal-card p { margin: 0 0 20px; color: var(--ink-soft); font-size: 13px; }
.goal-card > span:last-child { margin-top: auto; color: var(--green); font-size: 12px; font-weight: 850; }

.latest-layout { display: grid; grid-template-columns: minmax(0,1fr) 340px; gap: 58px; align-items: start; }
.section-heading--latest { margin-bottom: 18px; }
.article-row { display: grid; grid-template-columns: 252px minmax(0,1fr); gap: 25px; padding: 26px 0; border-bottom: 1px solid var(--line); }
.article-row:first-child { padding-top: 12px; }
.article-row__image { border-radius: 15px; overflow: hidden; background: var(--mint-pale); aspect-ratio: 1.5; }
.article-row__image img { width: 100%; height: 100%; object-fit: cover; transition: transform .28s ease; }
.article-row:hover .article-row__image img { transform: scale(1.035); }
.article-row__content h3 { margin: 7px 0 8px; font-size: 22px; line-height: 1.25; letter-spacing: -.025em; }
.article-row__content h3 a:hover { color: var(--green); }
.article-row__content p { margin: 0; color: var(--ink-soft); font-size: 13.5px; }
.article-meta { display: flex; gap: 14px; margin-top: 12px; color: #748985; font-size: 11px; font-weight: 650; }
.article-meta span + span::before { content: "•"; margin-right: 14px; }
.article-row[hidden] { display: none; }
.no-results { padding: 25px; background: var(--mint-pale); border-radius: 14px; color: var(--ink-soft); }

.sidebar { position: sticky; top: 110px; display: grid; gap: 21px; }
.sidebar-card { padding: 26px; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); }
.sidebar-card__kicker { color: var(--green); font-size: 10px; text-transform: uppercase; letter-spacing: .13em; font-weight: 900; }
.sidebar-card h2 { margin: 7px 0 15px; font-size: 22px; line-height: 1.2; letter-spacing: -.025em; }
.site-search { display: flex; padding: 5px; border: 1px solid #bad7ce; border-radius: 12px; background: var(--white); }
.site-search:focus-within { outline: 3px solid rgba(19,123,104,.12); border-color: var(--green); }
.site-search input { width: 100%; min-width: 0; border: 0; outline: 0; padding: 9px 10px; color: var(--ink); background: transparent; font-size: 13px; }
.site-search button { width: 40px; height: 40px; border: 0; border-radius: 9px; background: var(--green); color: var(--white); display: grid; place-items: center; cursor: pointer; }
.search-note { margin: 11px 0 0; color: #78908b; font-size: 11px; }
.newsletter-card { position: relative; overflow: hidden; background: var(--ink); border-color: var(--ink); color: var(--white); }
.newsletter-card::before { content: ""; position: absolute; width: 180px; height: 180px; border-radius: 50%; background: rgba(216,243,108,.12); right: -80px; top: -70px; }
.newsletter-card__icon { position: relative; width: 42px; height: 42px; display: grid; place-items: center; margin-bottom: 18px; border-radius: 12px; background: rgba(216,243,108,.15); color: var(--lime); }
.newsletter-card .sidebar-card__kicker { color: var(--lime); }
.newsletter-card p { color: rgba(255,255,255,.72); font-size: 13px; }
.newsletter-form { display: grid; gap: 10px; margin-top: 17px; }
.newsletter-form input { min-height: 48px; padding: 0 14px; border: 1px solid rgba(255,255,255,.2); border-radius: 10px; background: rgba(255,255,255,.08); color: var(--white); outline: 0; }
.newsletter-form input::placeholder { color: rgba(255,255,255,.55); }
.newsletter-form input:focus { border-color: var(--lime); }
.newsletter-card small { display: block; margin-top: 10px; color: rgba(255,255,255,.52); font-size: 10px; }
.quick-links a { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding: 13px 0; border-top: 1px solid var(--line); color: var(--ink-soft); font-size: 13px; font-weight: 700; }
.quick-links a:hover { color: var(--green); }
.quick-links strong { color: #a3b8b2; font-size: 11px; }

.cta-section { padding: 68px 0; color: var(--white); background: var(--green-dark); }
.cta-section__inner { display: flex; align-items: center; justify-content: space-between; gap: 48px; }
.cta-section h2 { margin: 9px 0 10px; font-size: clamp(32px,4vw,48px); line-height: 1.08; letter-spacing: -.04em; }
.cta-section p { max-width: 710px; margin: 0; color: rgba(255,255,255,.72); }
.cta-section .button { flex: 0 0 auto; }

.site-footer { padding: 66px 0 30px; background: #0b2324; color: rgba(255,255,255,.7); }
.footer__grid { display: grid; grid-template-columns: 1.6fr repeat(3,1fr); gap: 50px; }
.brand--footer { min-width: 0; color: var(--white); }
.brand--footer .brand__mark { color: var(--lime); }
.brand--footer .brand__text span { color: var(--lime); }
.footer__brand p { max-width: 300px; margin-top: 20px; font-size: 13px; }
.footer__grid h2 { margin: 0 0 16px; color: var(--white); font-size: 13px; text-transform: uppercase; letter-spacing: .1em; }
.footer__grid > div:not(.footer__brand) { display: flex; flex-direction: column; gap: 9px; }
.footer__grid > div:not(.footer__brand) a { font-size: 12px; }
.footer__grid a:hover { color: var(--lime); }
.footer__bottom { position: relative; display: grid; grid-template-columns: 1fr 2fr; gap: 30px; margin-top: 54px; padding-top: 25px; border-top: 1px solid rgba(255,255,255,.1); font-size: 10.5px; }
.footer__bottom p { margin: 0; }
.disclosure { color: rgba(255,255,255,.48); }
.back-to-top { position: absolute; right: 0; top: -42px; color: var(--lime); font-size: 11px; font-weight: 800; }

@media (max-width: 1040px) {
  .header__inner { gap: 18px; }
  .brand { min-width: 205px; }
  .primary-nav a, .primary-nav button { padding-inline: 8px; font-size: 13px; }
  .hero__grid { gap: 30px; }
  .hero__visual { min-height: 460px; }
  .featured-grid { grid-template-columns: 1fr; }
  .feature-stack { grid-template-columns: 1fr 1fr; }
  .feature-card--horizontal { display: block; }
  .feature-card--horizontal .feature-card__image { aspect-ratio: 1.65; }
  .goal-grid { grid-template-columns: repeat(2,1fr); }
  .latest-layout { grid-template-columns: minmax(0,1fr) 300px; gap: 35px; }
  .article-row { grid-template-columns: 215px minmax(0,1fr); }
}

@media (max-width: 860px) {
  .announcement__inner { justify-content: center; text-align: center; }
  .announcement__inner > span { display: none; }
  .menu-toggle { display: block; }
  .header-search-button { display: none; }
  .primary-nav { display: none; position: absolute; top: 82px; left: 0; right: 0; margin: 0; padding: 12px 20px 20px; background: var(--white); border-bottom: 1px solid var(--line); box-shadow: var(--shadow-soft); }
  .primary-nav.is-open { display: block; }
  .primary-nav > ul { display: block; }
  .primary-nav a, .primary-nav button { width: 100%; justify-content: space-between; }
  .submenu { position: static; width: 100%; display: none; visibility: visible; opacity: 1; transform: none; margin: 0 0 6px; padding: 5px 8px; border: 0; box-shadow: none; background: var(--mint-pale); }
  .has-submenu.is-open .submenu { display: block; }
  .hero { padding-top: 55px; }
  .hero__grid { grid-template-columns: 1fr; }
  .hero__content { text-align: center; }
  .hero__content > p { margin-inline: auto; }
  .hero__actions { justify-content: center; }
  .hero__proof { max-width: 600px; margin-inline: auto; }
  .hero__visual { max-width: 650px; width: 100%; margin: 5px auto 0; }
  .latest-layout { grid-template-columns: 1fr; }
  .sidebar { position: static; grid-template-columns: 1fr 1fr; }
  .quick-links { grid-column: 1 / -1; }
  .cta-section__inner { align-items: flex-start; flex-direction: column; }
  .footer__grid { grid-template-columns: 1.5fr repeat(2,1fr); }
  .footer__grid > div:last-child { grid-column: 2; }
}

@media (max-width: 640px) {
  .container { width: min(calc(100% - 28px), var(--container)); }
  .header__inner { min-height: 72px; }
  .brand { min-width: 0; }
  .brand__mark { width: 38px; height: 38px; }
  .brand__text strong { font-size: 16px; }
  .brand__text span { font-size: 13px; }
  .primary-nav { top: 72px; }
  .hero { padding: 48px 0 36px; }
  .hero__content h1 { font-size: 43px; }
  .hero__content > p { font-size: 16px; }
  .hero__proof { grid-template-columns: 1fr; gap: 9px; text-align: left; }
  .hero__proof div { flex-direction: row; gap: 8px; align-items: baseline; }
  .hero__visual { min-height: 360px; }
  .floating-card { transform: scale(.84); }
  .floating-card--income { right: -20px; top: 35px; transform-origin: right top; }
  .floating-card--work { left: -15px; bottom: 25px; transform-origin: left bottom; }
  .section { padding: 64px 0; }
  .section-heading { align-items: flex-start; flex-direction: column; margin-bottom: 25px; }
  .feature-stack { grid-template-columns: 1fr; }
  .feature-card--large .feature-card__body, .feature-card--horizontal .feature-card__body { padding: 22px; }
  .feature-card__body h3 { font-size: 23px; }
  .goal-grid { grid-template-columns: 1fr; }
  .goal-card { min-height: 0; }
  .article-row { grid-template-columns: 1fr; gap: 17px; }
  .article-row__image { aspect-ratio: 1.75; }
  .article-row__content h3 { font-size: 21px; }
  .sidebar { grid-template-columns: 1fr; }
  .quick-links { grid-column: auto; }
  .cta-section { padding: 56px 0; }
  .footer__grid { grid-template-columns: 1fr 1fr; gap: 35px 25px; }
  .footer__brand { grid-column: 1 / -1; }
  .footer__grid > div:last-child { grid-column: auto; }
  .footer__bottom { grid-template-columns: 1fr; }
  .back-to-top { top: -42px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}